WARRANTIES & DISCLAIMERS

All information offered on this website is for guidance and informational purposes only and should not be considered specific advice. This website and information are not intended to provide investment, tax, or legal advice. Every situation is unique. You should speak with your advisor prior to making any investment decisions.

Investment Advisory Services are offered through Turner Financial Group, Inc., an SEC Registered Investment Advisory Firm. Insurance products and services are offered through individually licensed and appointed agents in appropriate jurisdictions. Leonard Hayduchok NJ License #9243813, Dedicated Financial LLC, NJ License #1663601, Leonard Hayduchok, DE License # 1331748; Dedicated Financial LLC, DE License # 3000323897.

This website is limited to the dissemination of general information pertaining to services offered by DFS. The site also may offer access to additional investment-related or other information, publications, and links. Accordingly, the publication of this web site on the Internet should not be construed by any consumer and/or prospective client as a solicitation to effect, or attempt to effect transactions in insurance, securities, financial planning, or the rendering of personalized investment advice for compensation, over the Internet. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

The information contained herein has been compiled from sources deemed reliable and it is accurate to the best of our knowledge and belief. However, DFS cannot guarantee its accuracy, completeness, and validity and cannot be held liable for any errors or omissions. Changes are periodically made to this website and may be made at any time.

All information contained herein should be independently verified and confirmed. DFS does not accept any liability for any loss or damage whatsoever caused in reliance upon such information.

Readers are advised that the material contained herein should be used solely for informational purposes.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by DFS in affiliation with TFG or otherwise, made reference to directly or indirectly by DFS on this website, or indirectly via a link to an unaffiliated third party web site) will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the payment of which would have the effect of decreasing historical performance results.

Please remember that there can be no assurance that the future performance of any specific investment or investment strategy will be profitable. Certain portions of DFS’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, various positions and/or recommendations made by DFS and/or those of other investment and non-investment professionals as of a specific prior date. Due to various factors, including changing market conditions, such discussions and/or positions may no longer be reflective of current position(s) and/ or recommendation(s). Moreover, no client or prospective client should assume that any such discussion or information presented serves as the receipt of, or a substitute for, personalized advice from DFS, or from any other investment professional. DFS is not a law firm or accounting firm, and no portion of the website content should be interpreted as legal, accounting or tax advice.

DFS throughout this website has provided links to various other websites. While we believe this information to be current and valuable to its clients, we provide these links on a strictly informational basis only and cannot be held liable for the accuracy, time sensitive nature, or viability of any information shown on these sites.

DEDICATED FINANCIAL SERVICES offers Investment Advisory Services through Turner Financial Group, Inc., an SEC Registered Investment Advisory Firm.  INFORMATION PRESENTED IS FOR EDUCATIONAL PURPOSES ONLY AND DOES NOT INTEND TO MAKE AN OFFER OR SOLICITATION FOR THE SALE OR PURCHASE OF ANY SPECIFIC SECURITIES, INVESTMENTS, OR INVESTMENT STRATEGIES. INVESTMENTS INVOLVE RISK AND UNLESS OTHERWISE STATED, ARE NOT GUARANTEED. BE SURE TO FIRST CONSULT WITH A QUALIFIED FINANCIAL ADVISER AND/OR TAX PROFESSIONAL BEFORE IMPLEMENTING ANY STRATEGY DISCUSSED HEREIN.