When folks are preparing for retirement, they have a strategy to try and save, put money into an invest account and try to see it grow as much as possible for their retirement.

When they retire, they tend to use that same strategy.  They have assets and investments, and they figure that portfolio is going to meet all their needs. This is an Investment Allocation Strategy.

Alternatively, a Disposition Allocation Strategy says we have certain specific objectives we want. Retirees don’t have to rely on growth as an intermediary step to achieve what they want. They can acquire financial instruments to provide us direct results.

  • Income annuities to provide income,
  • Life insurance to provide a death benefit for legacy,
  • Insurance to protect us from long-term care, etc.

Learn your options for allocating your assets: